Earn Upto 18% Return By Investing in Shariah-Compliant SME Financing

Earn Halal Returns. Empower Real Businesses.

Invest in Pakistan’s growing SME sector through fully Shariah-compliant, asset-backed financing. Zero interest. Zero speculation. Real impact.

Investment Type: Asset-backed & Purchase Order (PO) financing

Profile: Designed for capital preservation, predictable cash flows, and real asset security.

Estimated Success Probability:

~95%

Expected ROI:

16–18%+ annually

Exitbase Minimum Criteria for Financing

Checklist
  • Business age: 6–7+ years
  • Verifiable turnover & banking history
  • Financing capped at ≤10% of annual turnover
  • Backed by inventory or confirmed POs
  • Personal guarantees, post-dated cheques & contracts

Best For: Investors prioritizing safety and stable returns
Risk Disclaimer: Capital loss is possible in adverse scenarios.

Investment Type: Asset-backed & Purchase Order (PO) financing

Profile: Designed for capital preservation, predictable cash flows, and real asset security.

Exitbase Minimum Criteria for Financing

  • Business age: 6–7+ years
  • Verifiable turnover & banking history
  • Financing capped at ≤10% of annual turnover
  • Backed by inventory or confirmed POs
  • Personal guarantees, post-dated cheques & contracts

Estimated Success Probability:

~95%

Expected ROI:

16–18%+ annually

Best For: Investors prioritizing safety and stable returns
Risk Disclaimer: Capital loss is possible in adverse scenarios.

Why Choose Exitbase Financials?

Exitbase Certified Shariah-Compliant..
100% Shariah-Compliant Model

Certified Shariah-Compliant Returns

Based on Murabaha – cost-plus sale, not interest

Monthly Installments

Halal Monthly Income

Fixed, predictable cash flows from business repayments

Backed by Real Assets

Backed by Real Assets

Inventory, equipment, or verified invoices

Diversified Risk

Diversified Risk

Your capital is spread across multiple qualified SMEs

Impactful Investing

Impactful Investing

Support job creation and business growth in Pakistan

Fully Managed Process

Fully Managed Process

Due diligence, contracts, recovery – all done for you

100% Shariah-Compliant Model

Certified Shariah-Compliant Returns

Based on Murabaha – cost-plus sale, not interest

Monthly Installments

Halal Monthly Income

Fixed, predictable cash flows from business repayments

Backed by Real Assets

Backed by Real Assets

Inventory, equipment, or verified invoices

Diversified Risk

Diversified Risk

Your capital is spread across multiple qualified SMEs

Impactful Investing

Impactful Investing

Support job creation and business growth in Pakistan

Fully Managed Process

Fully Managed Process

Due diligence, contracts, recovery – all done for you

Shariah Compliance Disclosure

ExitBase has obtained Shariah compliance certification for its asset-backed investment structure from a qualified Shariah advisory body.
The certification confirms that the investment model and documentation have been reviewed for alignment with recognized Shariah principles.
Individual investment outcomes and usage of funds may vary. Investors are encouraged to review all documents and seek independent Shariah or legal advice where required.

Asset Class ROI Comparison with Sources

Asset Class ROI Comparison with Sources

How It Works (Murabaha Model – Fully Compliant)

Choose your capital commitment

Choose your capital commitment (starting from PKR 2 Million)

We purchase real inventory

We purchase real inventory or equipment for SMEs

SMEs pay fixed monthly installments

SMEs pay fixed monthly installments at a pre-agreed profit margin

Your share of principal

Your share of principal + profit is deposited monthly

Choose your capital commitment (starting from PKR 2 Million)

We purchase real inventory or equipment for SMEs

SMEs pay fixed monthly installments at a pre-agreed profit margin

No lease. Full ownership upon contract signing.

Typical investor returns: 16% – 18% per annum (Halal)

Investor Dashboard & Transparency

Investor Dashboard & Transparency

Investor Dashboard & Transparency
Checklist
  • Track your returns, repayment schedule, and SME performance.
  • View collateral/invoice details and legal documentation
  • Fully compliant with Shariah finance standards
Checklist
  • Track your returns, repayment schedule, and SME performance.
  • View collateral/invoice details and legal documentation
  • Fully compliant with Shariah finance standards

Shariah-Compliant & Risk-Conscious

Shariah-Compliant & Risk-Conscious

Our model is based on Murabaha (asset-backed trade), with:

Checklist
  • No Riba (interest)
  • No Gharar (uncertainty)
  • Real physical or invoice-backed collateral
  • Full documentation and due diligence
  • Legal contracts + undated cheques + recovery SOPs
Checklist
  • No Riba (interest)
  • No Gharar (uncertainty)
  • Real physical or invoice-backed collateral
  • Full documentation and due diligence
  • Legal contracts + undated cheques + recovery SOPs
Shariah-Compliant & Risk-Conscious

Step-by-Step Flow (Shariah-Compliant)

Step-by-Step Flow (Shariah-Compliant)

Investor Protection Measures

Exitbase collaboration with recovery agents to minimize investor risk

ExitBase has established a dedicated recovery team to support investors during worst-case scenarios. The team focuses on asset recovery and structured resolution, subject to applicable terms and processes.

Exitbase collaboration with recovery agents to minimize investor risk

What Our Investors Say

Who Can Apply?

👨‍💼 Individual investors (Age 18+, with valid CNIC)
☪️ Islamic finance-focused HNWIs
🏢 Family offices and institutions
💰 Minimum investment: PKR 2 Million
📅 Return duration: 12 or 24 months

Required Documents

🆔 CNIC copy
🏦 Proof of funds (Bank Statement)
📝 Investment Agreement (We provide)

Why It’s Better than Saving or Fixed Deposit

Why It’s Better than Saving or Fixed Deposit

Ready to Invest the Halal Way?

Ready to Invest the Halal Way

Exitbase Investor FAQ – Shariah-Compliant Asset-Backed Financing