Category: Opinion

When Banks Stop Banking: Financing Pakistan’s Real Economy I witness firsthand how Pakistan’s banking system is falling short in supporting the private sector. Let’s face it — Pakistan’s banks aren’t really “banking” anymore. Instead of

Financial Advisor Perspective: Renting vs Buying a Smarter Wealth Decision In my experience, many founders and professionals struggle with the same financial choices when planning long-term wealth. Many salaried individuals and small business owners believe

PSX Portfolio for Monthly Investors I’m actively investing in the Pakistan Stock Exchange and sharing my personal portfolio. Many investors often ask where to invest if they can save 50k–1 lac monthly. I have made

Provident Fund & Zakat: What Salaried Muslims Miss I often see confusion among salaried professionals about zakat obligations on provident funds. Every year, thousands of salaried employees in Pakistan see a portion of their salary

Shariah-Compliant Investing with Monthly Halal Income I want to share a practical Shariah-compliant investing model that pays investors every month. In Pakistan, most people think of investing in only three places as passive investors: Why

When a 3 Crore Business Starts Breaking As the CEO of Exitbase, I recently met an e-commerce founder whose journey reflects a reality many avoid discussing. Recently, an e-commerce founder came to see me. At

From 6 Crores to 20 Lacs/Month – A Guide for Overseas Pakistanis As the CEO of Exitbase, I met an overseas Pakistani whose story reflects a reality many ignore. My father worked in Saudi Arabia

Mastering Financial Literacy in Pakistan: A Certified Advisor’s Guide Financial literacy in Pakistan is more than a buzzword — it’s a necessity. Rising costs, inflation, and complex investment options make it essential to manage money

Asset-Backed Financing in Pakistan: Funding the Real Economy  Pakistan is undergoing a significant shift in how money moves through the economy.As banks increasingly prioritise government treasury bills over private lending, SME credit in Pakistan has

The 5% Growth Rule: A New Way to Build Wealth & Empower Others Teach a Man to Fish, Don’t Just Feed Him for a Day I’ve always believed in one timeless principle: don’t just give